PIP, which stands for Personal Injury Protection, insurance is automobile insurance coverage which will pay your medical, lost wage loss or funeral expenses following a car accident.

Regardless of who is at fault, PIP coverage will help cover these expenses up to the maximum permitted by your policy. The minimum amount of protection under Washington law is $10,000.00 for medical expenses. The minimum coverage for wage loss is up to $200.00 per week, $2,000.00 for funeral expenses, and $5,000.00 for household services.

Washington State allows PIP coverage to be voluntary, but the law requires insurance carriers to provide PIP coverage to their automobile insurance customers. Policy holders can reject PIP coverage in writing if they so choose. However, if the insurance provider does not obtain a written rejection waiver from the policy holder then the insurer must provide PIP coverage.